5 Best Instant Payday Loans with Guaranteed Approval in the US

Written by Ryan Green
4 mins, 13 secs Read
Updated On December 12, 2022

Are you facing some financial problems that are not willing to wait till your next month’s paycheck? If Yes, then you would understand the importance of payday loans. You can enjoy quick approval in the form of an efficient solution to getting money even in a short time.

Payday Loans would become an amazing combination with instant approval through a guaranteed platform. Some platforms never restrict you to wait for the next paycheck rather your financial needs are fulfilled at present.

We have explained the basic knowledge about instant payday loans and their importance in the present world. These are not ending here; rather the best options available for you on the internet along with the most authentic procedure are here for your help. 

What are Instant Payday Loans?

Payday loans are considered the ones that are approved within a few weeks and the paycheck comes into your hand after it. If we specifically talk about instant payday loans then Sarah Ross, Co-founder of CocoLoan explains that these are the loans that are needed to be approved within hours and the money transferred to the account of the borrower on the same day.


Instant payday loans generally consist of a few dollars and are needed to repay on the next paycheck. Instant payday loans have quite different eligibility criteria as compared to other loans. If a lender is explaining to provide a loan instantly then you need to keep in mind that it can be a scam. You can take help from broker services for authentication.

Best Options to Get a Payday Loan with Guaranteed Approval

The internet is full of options through which you can get an instant payday loan without any hindrance yet scammers are accompanying them. It is always encouraged to get help from the broker services as this is the safest way towards the desired lender. 


The best way of getting an instant payday loan is through CocoLoan. If a borrower does not like hard credit checks then CocoLoan is also helping you in this regard. Through this platform, you can find a lender who is willing to perform soft credit checks for safety measures. 


In this way, you can protect your credit score easily. It can be a good choice for you if you have a bad credit score. Here you are welcome to search for affordable loans regardless of your poor credit history. 

Through CocoLoan the lenders will also do a soft credit check and approve your loan request based on other factors such as your financial current situation if your credit report is not so good. You can get a loan between $50 to $5000 through the platform of CocoLoan without extra hard work.

Why Choose CocoLoan?

  • A hard credit check is not restricted to borrowers.
  • It is considered best for depositing money directly.
  • Soft credit checking is always practiced.
  • Full security of data is ensured.
  • Quick transfer of money is always practiced.


Another efficient working platform that is being worked as a broker service provider is connecting borrowers with a network of lenders for mutual benefit. All the services provided to the borrowers are free of cost hence borrowers with low budgets always prefer it. 

Why Choose WeLoans?

  • Deep knowledge of the loan process is not required.
  • First quota approval is done from the lender’s side.
  • A single platform with a variety of loans.

US Bad Credit Loans

US Bad Credit Loans is a traditional working company that is having great popularity among borrowers because of giving such a broker service to the borrowers that make them feel at home. Moreover, credit checks are always soft so that it doesn’t affect your credit score.

Why Choose US Bad Credit Loans?

  • You will never be asked to fulfill any credit requirements.
  • Repayment terms are very accommodating.
  • The data remains in the secure hands throughout the procedure of loan taking.

US Title Loans

If you are in search of a platform that provides you with an amazing experience with a great interface for quick approval of funds from trustworthy and reliable lenders then you are at the right place. US Title Loans is the finest platform with lots of amazing features that make it easy for borrowers to get loans easily. 

Why Choose US Title Loans?

  • Credit check doesn’t affect the credit score of borrowers.
  • Interest rates are budget-friendly.
  • Connect borrowers with a network of lenders with flexible terms

US Installment Loans

Sometimes it becomes difficult for a person to repay the loan amount on an immediate basis. In such a situation, making the installments of the loan amount would be a helping hand. US Installment Loans help you by making the desired installments of your loan amount after approval from the lender.

Also, Read: How FinTech Lending is Facilitating Financial Inclusion for Borrowers with Poor and No Credit

Why Choose US Installment Loans?

  • You can enjoy the easiest interface on this platform.
  • All the lenders available in the database are secure.
  • If you have a bad credit score broker services are also provided.

How to Get a Loan with Guaranteed Approval in the US?

If you want to know the procedure through which you can get money in your account in a very short time then CocoLoan is a good option. The procedure that you need to follow is described below:

Step 1: Form Submission

You need to provide financial and basic information in the online form for the lender.

Step 2: Getting Offers

Different lenders will review the form and re-approach you with their offers.

Step 3: Confirm The Deal

You can discuss the terms and conditions with mutual benefits with the lender and sign the digital agreement.

Step 4: Receive Money

The money would be funded into the borrower’s bank account directly when the lender approves it. 

Sum Up

We all face different situations in which a quick money transfer is needed. Payday loans are the one type of loan that is created to make the life of borrowers easy and comfortable. Through the internet, you can easily get help to find a lender at your nearest place. We have explained a list of the most popular platforms that will help you to find a lender.

Next, Read: What Do You Think the Future Holds for Lending Through Fintech in Developing Countries?

Author: Ryan Green
A skilled financial blogger, Ryaan Green has an excellent 7+ years of experience as a finance expert and writer. He has already worked as a financial analyst and blogger with major brands. He is sure that his skills and 'learn & apply' attitude helps him fit right into the team and contribute to larger organizational goals. Having excellent Managing skills and being Adaptable to managing new responsibilities makes him a productive employee.